AssetCalcs.

BRRRR spreadsheet Calculator

Model your entire Buy, Rehab, Rent, Refinance, Repeat strategy step-by-step.

BRRRR Deal Analysis

Phase Metric Input / Value
1. BUY Purchase Price ($)
Closing Costs ($)
2. REHAB Repair Costs ($)
Total Cash Invested $133,000
3. RENT Gross Monthly Rent ($)
Monthly Operating Expenses ($)
Net Operating Income (Monthly) $1,000
4. REFINANCE After Repair Value - ARV ($)
Refinance LTV (%)
Refinance Interest Rate (%)
New Loan Amount $135,000
Cash Left In Deal $0
5. REPEAT New Mortgage Payment (Monthly) -$898
Total Monthly Cash Flow $102
Cash-on-Cash Return Infinite! 🚀

Mastering the BRRRR Method

The BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) is a real estate investment strategy used by investors to rapidly build a portfolio of rental properties without tying up large amounts of capital long-term.

The Five Steps of BRRRR

  1. Buy: Purchase a distressed property at a discount, usually using cash or a hard money loan.
  2. Rehab: Renovate the property to make it rent-ready and force appreciation, increasing its After Repair Value (ARV).
  3. Rent: Place a tenant in the property to generate consistent rental income.
  4. Refinance: Perform a cash-out refinance on the newly appraised ARV. Since the property is now stabilized and generating income, you can secure long-term conventional or DSCR financing.
  5. Repeat: Use the cash pulled out from the refinance to fund your next deal.

The "Perfect BRRRR"

A "perfect BRRRR" occurs when your new loan amount (based on the ARV and your lender's LTV limit) completely covers your original purchase price and rehab costs. In this scenario, you have $0 cash left in the deal, resulting in an infinite cash-on-cash return.

Use the interactive spreadsheet above to model different scenarios and export your analysis to CSV for your lender or partners.